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Solar Installer Insurance Requirements Scotland

What insurance your solar installer must have before starting work

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Quick Answer

Every Scottish solar installer must hold public liability insurance of at least £2 million to protect you against property damage or injury during installation. If they employ staff, they must also have employers\' liability insurance. Always ask to see current certificates before any work begins. We install through MCS-certified partners. Call 0141 230 0198.

Every solar installer in Scotland must hold public liability insurance of at least two million pounds. This protects you if damage occurs to your property or someone is injured during installation. If the installer employs staff, they must also hold employers liability insurance. Always ask to see the current certificate before any work begins. We install through MCS-certified partners. Call 0141 230 0198.

Last updated: 17 October 2026

What insurance must a Scottish solar installer have?

Every solar installer must hold public liability insurance of at least £2 million to cover property damage or injury during installation. If they employ staff, they must also hold employers\' liability insurance.

Public Liability Insurance

Public liability insurance protects you if any damage occurs to your property or if someone is injured during the installation. A minimum of £2 million coverage is standard.

  • ✓Covers damage to your property during installation
  • ✓Covers injury to third parties on your property
  • ✓Minimum £2 million coverage required

Employers\' Liability Insurance

If the installer employs staff, they must hold employers\' liability insurance. This covers their employees if they are injured on the job, protecting you from potential liability.

How do I verify a solar installer\'s insurance?

Ask for the current certificate, check the coverage amount is at least £2 million, verify the expiry date is valid for your installation dates, and confirm the policy covers solar PV installation work.

How to Verify Insurance

  1. 1
    Ask for the current certificate
    The installer should provide this on request
  2. 2
    Check the coverage amount
    Minimum £2 million for public liability
  3. 3
    Verify the expiry date
    Ensure the policy is current and valid for your installation dates
  4. 4
    Confirm it covers solar installation
    The policy must specifically cover solar PV installation work

Scottish Energy Efficiency holds full insurance coverage and can provide proof on request. We install through MCS-certified partners. Call 0141 230 0198.

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